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Privacy Policy & Cookie Policy

Privacy Policy

Coalition for Insurance Accountability (“Coalition”, “us”, “we”, or “our”) operates the https://www.insuranceaccounability.org website (the “Service”). This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you access our Service. We will not use or share your information with anyone except as described in this Privacy Policy and Cookie Policy.

We use your Personal Information for providing and improving the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy and Cookie Policy.

 

Information Collection and Use

While using the Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to, your email address, name, and phone number (“Personal Information”).

We collect this information for the purpose of providing and improving the Service, identifying and communicating with you, and responding to your requests/inquiries.

 

Log Data

We may also collect information that your browser sends whenever you visit the Service (“Log Data”). This Log Data may include, but is not limited to, your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of the Service that you visit, the time and date of your visit, and the time spent on those pages.

In addition, we may use third party services such as Google Analytics that collect, monitor, and analyze this type of information in order to improve and expand the Service’s functionality or for other operational reasons. These third-party service providers have their own privacy policies addressing how they use such information.

 

Service Providers

We may employ third-party companies and individuals to facilitate the Service, to provide the Service on our behalf, to perform Service-related services, or to assist us in analyzing how our Service is used. We grant these third parties access to your Personal Information only to perform specific tasks on our behalf, and they are obligated contractually not to disclose or use your information for any other purpose.

 

Compliance With Laws

We will disclose your Personal Information where required to do so by law or subpoena or if we believe that such action is necessary to comply with the law and the reasonable requests of law enforcement or to protect the security or integrity of the Service.

 

Security

The security of your Personal Information is important to us, and we strive to implement and maintain reasonable, commercially acceptable security procedures and practices appropriate to the nature of the information we store, in order to protect it from unauthorized access, destruction, use, modification, or disclosure.

However, no method of transmission over the internet or method of electronic storage is 100% secure, and we are unable to guarantee the security of the Personal Information we have collected from you.

 

International Transfer

Your information, including Personal Information, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction.

If you are located outside United States and choose to provide information to us, please note that we transfer the information, including Personal Information, to the United States and process it there.

Your submission of such information represents your consent to this Privacy Policy and your agreement to that transfer.

 

Children’s Privacy

Only persons age 18 or older have permission to access our Service. Our Service does not address anyone under the age of 18 (“Children”). We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you learn that your Children have provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a child under age 18, we take steps to remove that information from our servers.

 

Changes To This Privacy Policy

This Privacy Policy is effective as of August 15, 2025, and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. We reserve the right to update or change our Privacy Policy at any time, and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If we make any material changes to this Privacy Policy, we will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

 

Cookie Policy

This Cookie Policy explains what cookies are and how we use them, the types of cookies we use, the information we collect using cookies, and how that information is used, and how to control cookie preferences. Your use of this website constitutes your consent to this Cookie Policy.  For further information on how we use, store, and keep your personal data secure, see our Privacy Policy, which also is set forth on this website.

You can at any time change or withdraw your consent from the Cookie Policy on our website.

 

What are cookies?

Cookies are text files that are used to store small pieces of information. They may be stored on your device when this website is loaded on your browser. These cookies help us make the website function properly, make it more secure, provide a better user experience, and understand how the website performs, and analyze what works and where it needs improvement.

 

How do we use cookies?

As most online services do, our website uses first-party and third-party cookies for several purposes. First-party cookies are mostly necessary for the website to function the right way, and they do not collect any of your personally identifiable data.

Third-party cookies are mainly used to understand how the website performs and how you interact with our website, to keep our services secure, to provide advertisements that are relevant to you, and all-in-all to provide you with a better and improved user experience and help speed up your future interactions with our website.

 

What types of cookies do we use?

Essential: Some cookies are essential for you to be able to experience the full functionality of our site. They allow us to maintain user sessions and prevent any security threats. They do not collect or store any personal information.

Statistics: These cookies store information including the number of visitors to the website, the number of unique visitors, which pages of the website have been visited, and the source of the visit. This data helps us understand and analyze how well the website performs and where it needs improvement.

Functional: These are cookies that help certain non-essential functionalities on our website. These functionalities include embedding content like videos or sharing content of the website on social media platforms.

Preferences: These cookies help us store your settings and browsing preferences, like your language preference, so that you have a better and more efficient experience on future visits to the website.

The below list details the cookies used in our website.

Cookie Description
cookieyes-consent- Necessary CookieYes sets this cookie to remember users’ consent preferences so that their preferences are respected on subsequent visits to this site. It does not collect or store any personal information about the site visitors.
_ga_* – Analytics Google Analytics sets this cookie to calculate visitor, session and campaign data and track site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognise unique visitors.
_tccl_visitor – Analytics Godaddy sets this cookie to collect aggregated, anonymized data to improve the site’s performance.
_tccl_visit – Analytics Godaddy sets this cookie to collect aggregated, anonymized data to improve the site’s performance.
_scc_session – Other Cookie used to maintain a user’s session state, allowing InsuranceAccountability.org to remember user preferences and activity across multiple page requests without requiring constant re-authentication

 

How can I control cookie preferences?

Your cookie preferences are set automatically by us unless and until you change them.  Different browsers provide other methods to block and delete cookies used by websites. You can change the settings of your browser to block/delete the cookies. To find out more about how to manage and delete cookies, visit www.allaboutcookies.org.